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Pan African Building Society, Zambia, Private

Pan African Building Society is registered with and licenced by the Bank of Zambia as a deposit taking non-bank financial institution and allowed to operate as a building society. It has two divisions namely the Corporate Division that offers leasing and structured finance solutions to small and medium sized enterprises (SMEs) and a Retail Division that offers savings, mortgage and housing related solutions and electronic payment solutions to the general public. Pan African Building Society has also targeted to deliver its products and services to the peri-urban and rural areas of Zambia so as to reach the unbanked who make up 67% of the Zambian population.

On 5th December 2013 Pan African Building Society rolled out its first ATM and is expected to have 20 ATMs rolled out in 2014 and has now inter-connected to a network of 170 ATMs countrywide. Pan African Building Society acquired a financial switch on 31st December 2013, all switching services are now in-house and as such plan to roll out 500 PoS terminals countrywide.